Press Release

Freestone Mortgage Defies Industry Norms, Welcomes 19-Year-Old Prodigy Asher Livingston to the Team

CAMAS, WA — Freestone Mortgage is proud to announce the addition of its newest Mortgage Broker, Asher Livingston, one of the youngest licensed mortgage professionals in Oregon at just 19 years old. While the arrival of a new broker is always a milestone, Livingston’s entry into the field is particularly notable: at just 19 years old, he is entering an industry where the average professional is decades his senior while younger professionals are failing to enter the mortgage sector at rates needed for sustainable growth.

According to data from realestatenews.com and industry census reports, 66% of Loan Officers in America are aged 50 or older.  By bringing Livingston into the fold, Freestone Mortgage is not merely filling a position; it is aggressively investing in the future of the industry and shaping the next generation of independent mortgage brokers.

A Legacy of Finance and Grit

A long-time resident of Camas, Washington, Livingston is no stranger to the world of real estate. Growing up in a family who served in various roles around real estate, he spent his youth "adjacent to the industry," developing an early respect for the gravity of homeownership while also working in property management throughout high school.

"For most people, a home is the biggest financial decision they will ever make," says Livingston. A former football and lacrosse player at Union High School, an experience that taught him the critical importance of surrounding himself with top performers. "I like that pressure. I’m bringing the same ‘sports mentality’ I had playing football and lacrosse in high school—the drive to perform under pressure and the tenacity to win—into my career at Freestone."

Livingston brings a finance-first mindset to the role. An active investor since his teen years, he keeps a stock market ticker on his desk and has spent years tracking Treasury bonds, interest rates, and market dynamics that directly influence mortgage rates.

"I've been obsessed with finance—the psychology of money—since I can remember," Livingston explained. "I spend every morning looking at what affects our business: interest rates, Treasury bonds, economic indicators. This is what I love, and I always knew it would be a big part of my future."

Investing in the "Heartbeat" of the Industry

Freestone Mortgage is known for its "Heartbeats and Handshakes" philosophy—a commitment to ensuring that while AI and data-driven tools streamline the "paperwork," the human element remains at the center of every transaction.

"We look at Asher not just as an employee, but as an investment," says Riley Anderson, Partner at Freestone Mortgage. "While the industry at large faces a generational gap, Freestone is leading the charge by mentoring new, developing professionals who can bridge the gap between high-tech innovation and high-touch service."

Livingston’s unique perspective as a Gen Z professional offers a distinct advantage to clients:

• Tech-Fluent: Utilizing AI to compare loan options in seconds, freeing up more time for face-to-face consultation.
• Market Obsessed: A long-time personal investor who keeps a live stock ticker on his desk, Livingston has spent years tracking Treasury bonds and interest rates.
• Long-Term Stability: Unlike older brokers approaching retirement, Livingston offers clients a "legacy" partnership that will span decades.

Driven by Values

Livingston was drawn to Freestone after meeting Riley Anderson through mutual friends. The two "clicked" instantly, sharing core values and a deep interest in legacy building. "Asher is a remarkable young man." Shares Erik Anderson, Partner at Freestone Mortgage. "We're committed to shaping new professionals who are embarking on their development journey, and Asher embodies exactly what the next generation of lending needs." 

"I may be 19, but you won’t beat me in my desire to learn," Livingston says. "I’m backed by a team of top performers with decades of ‘skin in the game.’ I have the energy, the drive, and the resources to find the best possible financial situation for my clients." 

Looking Toward The Future

Asher enters the industry at a pivotal moment. By bringing in talent like Livingston, who is among the rare 10% of professionals under the age of 30 in this field, Freestone is ensuring long-term continuity for its clients and taking big steps to develop a training program to elevate and empower the future of the mortgage industry. When asked what he'd tell clients and collaborators about working with someone young and new to the industry, Livingston is direct: "Working with someone younger means building a relationship that can last a lifetime. I'll be there for their current loan, their next move, and their children's first homes."

When he isn’t analyzing market trends or closing loans, Asher can be found golfing, watching sports, or spending time with his community in Camas.