Homeownership isn’t just about having a place to live— it’s one of the most powerful tools available for long-term financial security and wealth building. At Freestone Mortgage, we believe that wealth building through homeownership is more than a catchphrase— it’s a strategy that can be tailored to your life, your goals, and your future.

In today’s ever-evolving market, there are more ways than ever to use homeownership as a wealth building tool. Whether you're purchasing your first home, upgrading for more space, refinancing to reduce expenses, or leveraging equity to fund renovations, the structure of your loan matters—and so does your strategy.

In this blog, we explore every kind of mortgage option, strategy, and idea designed to support wealth building through homeownership. From traditional fixed-rate and adjustable-rate loans to specialized products like FHA, VA, and jumbo loans, we’ll walk you through the benefits and ideal use cases of each. We’ll also dive into creative strategies like 2-1 buydowns, equity-based retirement planning, house flipping, and real estate investing to help you unlock the full potential of homeownership.

Whether you're just starting out or planning your next big move, understanding the various mortgage options available is key to creating long-term wealth. The right mortgage can lower your monthly costs, preserve your liquid assets, and even generate additional income—all critical steps toward building a legacy.

At Freestone Mortgage, we’re here to guide you every step of the way with data-driven insights, transparency, and smart financial strategies. Let’s explore how homeownership can do more than house your life—it can help fund your dreams, support your legacy, and grow your wealth. Dive into our blogs to see how.

Freestone Mortgage Welcomes Real Estate Investor and Creative Mortgage Advisor Chris Watkins to Eugene Market

November 26, 2025

Nov 2026, EUGENE, OR – Freestone Mortgage is proud to announce that Chris Watkins has joined the team as a loan…

Freestone Mortgage Welcomes Mortgage Industry Veteran Lisa Storaci to the Team

September 16, 2025

Oregon City, OR — 9-16-2025: Freestone Mortgage is proud to announce that Lisa Storaci, a seasoned loan officer with more than 30…

Modern two-story house with gray siding, large windows, and a double garage. The well-manicured lawn and clear blue sky create a welcoming, serene atmosphere.

Understanding Temporary Buydowns

September 9, 2025

If you’re shopping for a home right now, interest rates are probably top of mind. When rates rise, it can…

Freestone Mortgage Welcomes Senior Mortgage Leader Travis Olson to the Team

July 21, 2025

Oregon City, OR – 7-18-2025: Freestone Mortgage is proud to announce the addition of Travis Olson to its leadership team. With over…

to show a thriving multigenerational family happy in their home

Financing A Multigenerational Living Arrangement

May 8, 2025

May 8th, 2025 Multigenerational living is more than just a housing choice—it’s a thoughtful, values-driven lifestyle that brings multiple generations…