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Maximizing Seller Concessions
How to Maximize Seller Concessions: $15k Strategy to Drop Payments Receiving an offer on your home—or writing one as a buyer—is an exciting milestone. But in today’s real estate market, the final purchase price is only half the story. The real secret to closing deals smoothly can come down to seller concessions. Recently, we navigated…
Read MoreA Guide to Seller-Paid Closing Costs
The Secret to Reducing Your Cash to Close: Seller-Paid Closing Costs You’ve saved for years, skipped the expensive vacations, lived frugally and finally have enough for a down payment on your dream home. You find the perfect house, get your offer accepted, and then your lender hands you the Loan Estimate. Suddenly, you’re staring at…
Read MoreFreestone Mortgage Expands Into Arizona as a Premier Arizona Mortgage Brokerage
FOR IMMEDIATE RELEASE Oregon City-based Freestone Mortgage is now open for business as an Arizona Mortgage Brokerage, bringing its low-cost brokerage model, broad product access, and relationship-driven support to Arizona homebuyers, real estate agents, and mortgage professionals. OREGON CITY, Or. — [May, 2026] — Freestone Mortgage LLC, a locally rooted mortgage brokerage known for its data-driven…
Read MoreThe Great Senior Squeeze: Rising Costs, Shrinking Portfolios, and the Awkward Silence in the Advisor’s Office
There’s a quiet collision happening in America right now—and it’s happening at the kitchen tables of seniors and in the conference rooms of wealth managers. On one side of the intersection: The rapidly rising cost of being alive. On the other: A generation with significant assets under management… that’s now being asked to spend those…
Read MoreFreestone Mortgage Welcomes Real Estate Investor and Creative Mortgage Advisor Chris Watkins to Eugene Market
Nov 2026, EUGENE, OR – Freestone Mortgage is proud to announce that Chris Watkins has joined the team as a loan officer serving the Eugene and surrounding Southern Oregon markets. With a unique background as both a seasoned real estate investor and mortgage advisor, Watkins brings a rare combination of firsthand investment experience and creative client…
Read MoreFreestone Mortgage Welcomes Mortgage Industry Veteran Lisa Storaci to the Team
Oregon City, OR — 9-16-2025: Freestone Mortgage is proud to announce that Lisa Storaci, a seasoned loan officer with more than 30 years of experience, has joined the company. Lisa brings deep expertise across the banker, lender, correspondent, and broker arenas, and she has built her career on a strong foundation of ensuring excellence in her fiduciary duty.…
Read MoreUnderstanding Temporary Buydowns
If you’re shopping for a home right now, interest rates are probably top of mind. When rates rise, it can feel like your dream home slips just out of reach. But there are strategies designed to provide relief; one of the most effective is the Temporary Buydown, which allows buyers to purchase a home with a lower…
Read MoreFinancing A Multigenerational Living Arrangement
May 8th, 2025 Multigenerational living is more than just a housing choice—it’s a thoughtful, values-driven lifestyle that brings multiple generations together under one roof. Whether it’s grandparents helping with childcare, adult children supporting aging parents, or families combining resources for long-term stability, this approach offers emotional, financial, and practical advantages that strengthen the entire household.…
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